no health insurance pay fines with visa fees from april 1
Last Updated : GMT 09:40:38
Themuslimchronicle, themuslimchronicle
Themuslimchronicle, themuslimchronicle
Last Updated : GMT 09:40:38
Themuslimchronicle, themuslimchronicle

No health insurance? Pay fines with visa fees from April 1

Themuslimchronicle, themuslimchronicle

Themuslimchronicle, themuslimchronicleNo health insurance? Pay fines with visa fees from April 1

Dr Haider Al Yousuf, director of health funding at Dubai Health Authority: “The fine will be
Dubai - Arab today

Fines for Dubai residents who do not have mandatory health insurance will be added to their visa renewal and cancellation fees of the General Directorate of Residency and Foreigners Affairs with effect from April 1, a top official has said.

Reminding all residents that they must secure the mandatory cover before the extended deadline ends on March 31, Dr Haidar Al Yousuf, director of health funding at Dubai Health Authority, said, “The fine will be imposed on sponsors and employers, and not the employees. Dubai residents who fail to secure mandatory health insurance cover will face a fine of Dh500 per month. Apart from the fine, no new visa will be granted and no existing visas renewed without health insurance.”

Coverage for visitors must also be provided by December 31, 2017 as per the new Executive Council Resolution No 6, 2017, endorsed by Shaikh Hamdan Bin Mohammad bin Rashid Al Maktoum, Crown Prince of Dubai and chairman of the Dubai Executive Council.

Last minute rush

What can residents who have not yet got their health insurance in place do in the last minute?

As Robin Ali, head of practice at Consilient, said, “Doing nothing is not the answer. Visa applications will be denied if family members do not have cover when they come to apply or renew. It may be better for a family to obtain whatever cover they can at whatever price they can afford ahead of the deadline and then spend time over the following 12 months researching more suitable options so that at renewal time, they can switch to a better plan.”

Main challenges

The process is not without challenges. Ali said, “Insurance brokers are available to advise buyers of health insurance and generally receive commissions from the insurer when they place business with a company they recommend.

However, the advice process requires a similar amount of knowledge and research to source the most suitable product whether it is for a family or for an employer with many employees. This makes advising individuals, families and small companies unattractive for brokers.

This also leaves families with the challenge of either undertaking the research of products and prices themselves by visiting numerous insurer websites, making many phone calls to insurers or using some of the new aggregator websites that compare insurance products and prices. So families and small businesses are reliant upon their own understanding of complex products rather than benefitting from the advice of experts in insurance matters.”

Rajesh Mirchandani, director, Pioneer Wealth Management, said, “The single biggest challenge before insurers is the issuance of cards. Due to the high volume of cards to be issued, there is a very large backlog. Most clients opt for medical insurance in the last days of the deadline creating a bottleneck for insurers.” According to Tarek Bayaa, chief commercial officer at Bayzat, an unintended consequence of mandatory health insurance has been the commoditisation of health plans. What was once seen as an additional benefit for some key employees has become mandatory for all employees – naturally leading to a massive increase in demand for the health insurance industry.

Bayaa said there is a discrepancy between the plans offered by employers and their employees’ expectations thereof.

To bridge the gap, a detailed evaluation of the requirements must be made. It is important to identify the right policy and opt for a digitised product portfolio that is flexible, convenient and easy to use, he added.

Currently, family packages start from Dh650 and policies for the elderly from Dh2,500 per year.

Twelve insurance companies provide the Essential Benefits Plan insurance package, ranging between Dh550 and Dh750, so that those with salaries under Dh4,000 receive adequate cover.

The 12 companies are: Noor Takaful Insurance, Abu Dhabi National Insurance Company and Union Insurance, Axa Gulf Insurance, Takaful Emarat, Dar Al Takaful, Orient Insurance, Ras Al Khaimah Insurance Company, Daman Health Insurance, Oman Insurance Company, Metlife and National General Insurance.

For more details, go to http://www.isahd.ae/Home/PermittedInsurers

source : gulfnews

themuslimchronicle
themuslimchronicle

Name *

E-mail *

Comment Title*

Comment *

: Characters Left

Mandatory *

Terms of use

Publishing Terms: Not to offend the author, or to persons or sanctities or attacking religions or divine self. And stay away from sectarian and racial incitement and insults.

I agree with the Terms of Use

Security Code*

no health insurance pay fines with visa fees from april 1 no health insurance pay fines with visa fees from april 1

 



Themuslimchronicle, themuslimchronicle

GMT 04:05 2016 Saturday ,14 May

EU to provide €55mln for Burundi's people

GMT 08:20 2016 Friday ,22 April

Microsoft profit down 25 percent to $3.8bn

GMT 20:34 2017 Monday ,30 October

Ethiopian 'Red Terror' trial opens in Dutch court

GMT 08:01 2017 Monday ,24 July

A look at major issues Duterte is confronting

GMT 19:41 2017 Wednesday ,23 August

Chad to shutter Qatar embassy, expel diplomats

GMT 01:25 2016 Monday ,26 December

PM congratulates Christians on Christmas

GMT 11:45 2017 Thursday ,02 November

Guantanamo judge finds US general in contempt of court

GMT 01:46 2015 Wednesday ,29 April

VCUQatar names dean for school of Arts

GMT 11:26 2017 Wednesday ,22 February

Dutch corporate takeover defences tough to breach

GMT 21:03 2017 Friday ,07 April

Landmine Kills 20 Civilians in Somalia

GMT 09:17 2018 Monday ,22 January

Syria army says captured key military airport

GMT 10:23 2018 Thursday ,18 January

65 Israeli laws that discriminate against non-Jews

GMT 13:47 2017 Wednesday ,02 August

Tillerson sends senior envoys to handle Qatar crisis

GMT 07:13 2017 Friday ,21 April

Noha Abdeen in 2 drama shows in Ramadan

GMT 05:02 2017 Wednesday ,25 January

European stocks brush off Brexit court ruling
Themuslimchronicle, themuslimchronicle
Themuslimchronicle, themuslimchronicle
 
 Themuslimchronicle Facebook,themuslimchronicle facebook  Themuslimchronicle Twitter,themuslimchronicle twitter Themuslimchronicle Rss,themuslimchronicle rss  Themuslimchronicle Youtube,themuslimchronicle youtube  Themuslimchronicle Youtube,themuslimchronicle youtube

Maintained and developed by Arabs Today Group SAL.
All rights reserved to Arab Today Media Group 2023 ©

Maintained and developed by Arabs Today Group SAL.
All rights reserved to Arab Today Media Group 2023 ©

muslimchronicle muslimchronicle muslimchronicle muslimchronicle
themuslimchronicle themuslimchronicle themuslimchronicle
themuslimchronicle
بناية النخيل - رأس النبع _ خلف السفارة الفرنسية _بيروت - لبنان
themuslimchronicle, themuslimchronicle, themuslimchronicle